Putting certified card acceptance on merchants’ own phones

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The challenge

Terminal cost was the single barrier keeping small merchants on cash. Hardware economics meant the processor could not profitably serve anyone below a monthly volume floor.

What we delivered

A SoftPOS acceptance app on standard Android, taken through scheme and PCI MPoC evaluation alongside build rather than after it. Onboarding moved from a scheduled engineer visit to a same-day download.

Disciplines

  • Product engineering
  • Certification
  • Security

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